Mercari charges US sellers a flat 10% selling fee on the item price plus any shipping the buyer pays. There has been no payment processing fee since January 6, 2025. A $20 item with $6 buyer-paid shipping costs $2.60 in fees; Instant Pay adds $3 if you cash out instantly.
Mercari fees in 2026
| Fee | Amount | Notes |
|---|---|---|
| Selling fee | 10% | Item price + shipping paid by the buyer |
| Payment processing | $0 | Removed from January 6, 2025 (was 2.9% + $0.50) |
| Direct Deposit | Free | $2 if a deposit fails |
| Instant Pay | $3 per cash-out | Up to $600 a month, once a day |
| Seller cancellation | 5% of the item price, max $25 | Only if you cancel an order |
| Mercari Authenticate | $5 (certificate $10) | Optional |
Source: Mercari Help Center, selling fees (updated May 7, 2026), checked October 5, 2026.
Worked examples
| Sale | Selling fee | Payout |
|---|---|---|
| $20 item + $6 buyer-paid shipping | $2.60 | $23.40 |
| $75 item, free shipping (you pay postage) | $7.50 | $67.50 |
| $150 item + $12 buyer-paid shipping | $16.20 | $145.80 |
In the second example, remember to subtract the postage you pay yourself. Enter it as "Postage you pay" in the calculator to see your real profit.
How Mercari's fee works
Mercari's 10% is charged on the item price and on shipping if the buyer pays for it. It applies to listings created or edited from January 6, 2025, when Mercari dropped the separate 2.9% + $0.50 payment processing fee. Buyers now pay a separate buyer protection fee at checkout, which does not come out of your payout.
Getting your money
Direct Deposit to your bank is free. Instant Pay sends money to an eligible debit card right away for a flat $3 per cash-out, with a limit of $600 a month and one cash-out a day. If you sell several items, cashing out once a week costs $3 instead of $3 per item.
Avoid the cancellation fee
If you cancel an order as the seller, Mercari charges 5% of the item price, up to $25. Keep your listings accurate and in stock to avoid it.
How to work out Mercari fees by hand
Add the item price and the shipping the buyer pays, then take 10% of the total. That is the whole selling fee; there is nothing else per sale. If you cash out with Instant Pay, add $3 for that cash-out. To get your profit, subtract the fee, what you paid for the item and the postage you paid if you offered free shipping.
For a $150 item with $12 buyer-paid shipping: 10% of $162 is $16.20, so you receive $145.80. If you cash out instantly after that sale alone, you receive $142.80.
Common mistakes
- Still counting the old processing fee. Many guides and spreadsheets still add 2.9% + $0.50, which Mercari removed in January 2025.
- Ignoring the fee on shipping. When the buyer pays shipping, Mercari takes 10% of it too.
- Using Instant Pay for every sale. At $3 a time, it adds up; Direct Deposit is free.
- Cancelling orders. A seller cancellation costs 5% of the item price, up to $25.
Mercari vs. other platforms
Mercari's 10% sits between Depop (no selling fee, about 4% to 5% in processing) and eBay (about 14% for most categories). The eBay fee calculator compares one item across eBay, Etsy, Depop, Mercari, Poshmark and Grailed. See also the Depop fee calculator.
Frequently asked questions
What are Mercari's fees in 2026?
A 10% selling fee on the item price plus any shipping the buyer pays. Mercari removed its payment processing fee on January 6, 2025. Instant Pay costs $3 per cash-out; Direct Deposit is free.
Does Mercari still charge a payment processing fee?
No. The 2.9% + $0.50 processing fee was removed on January 6, 2025.
Does Mercari charge fees on shipping?
Yes, when the buyer pays for shipping. The 10% selling fee is calculated on the item price plus the buyer-paid shipping.
How much is Mercari Instant Pay?
$3 per instant cash-out to an eligible debit card, with a limit of $600 a month and one cash-out a day.